High Risk | AltruPay

High Risk. Done Right.

High Risk Experts – we provide businesses deemed “High Risk” or “Hard to Place” with the ability to accept Credit Card & ACH Payments.

  • 99% Approval Rate!
  • Lightning Fast Approval
  • FREE Gateway Set-Up
  • Chargeback Protection
  • No Application Fee
  • TRANSPARENT Pricing
  • FREE Point of Sale Equipment
  • Experienced Account Managers

al · tru · ism

The belief in or practice of selfless concern for the well-being of others.

First & Last Name(Required)
This field is for validation purposes and should be left unchanged.

Who Is AltruPay?

Altruism isn’t necessarily a word one might associate with the payment processing industry – until now.

At AltruPay, we’re dedicated to taking an altruistic approach when it comes to serving you and your business. We offer cost-competitive solutions that you can rely on, and use the newest technology and innovations available to safeguard your data, while providing ease of use. Our goal is to go above and beyond, helping to set a new standard for our industry.

In the end, it’s all about trust. Our goal at AltruPay, is to earn your trust, just as we have for hundreds of businesses that rely on us to ensure their payment needs are met. Let us handle your merchant processing needs and enable you to focus on what’s most important – your business and your customers.

Learn More About Us

Accept Retail, Mobile, Virtual Terminal & eCommerce Payments

We offer flexible, easy-to-use solutions for every type of travel industry business.

Retail Payments

Retail businesses can choose from a traditional credit card terminal, wireless, or point of sale system. Whatever you choose, our retail merchant accounts will have you accepting credit and debit cards faster, and for less.

Mobile Payments

​Want “on the go” mid or high risk credit card processing? Our mobile pay options are for you. Choose between iPad or mobile phone credit card swipers, compatible with both iPhone and Android devices.

Virtual Terminal Payments

Accepting payments over the phone, mail or typed in on your laptop  is easy with our virtual terminal merchant accounts.  No equipment needed. Just log in to your virtual terminal, and type in the customer’s credit card.

eCommerce Payments

Selling online? Our easy to use payment gateways are compatible with, and simply plug in to most major shopping carts. Our mid and high risk merchant accounts are streamlined for eCommerce businesses.

Frequently Asked Questions

Are there any upfront fees to apply for a merchant account?

Never! Other merchant account providers may charge application or setup fees, but AltruPay never charges upfront fees to open a merchant account.

How long does approval take?

We can typically approve most merchant accounts same-day. However, the approval process may take longer, depending on a variety of factors such as the business’ industry or unique needs. Our experienced staff is here to get to know you and learn about your individual business, so that we can provide you with options that are custom-tailored to your needs. Our goal is to give you a range of options to get you approved and up and running as quickly as possible.

What types of businesses do you work with?

We provide merchant accounts and payments solutions for every type of merchant, regardless of industry or risk classification. At AltruPay we serve businesses both big and small, as well as businesses in industries considered “hard to place” or high risk. We take pride in offering every type of client a cost-competitive solution that you can rely on.

Click here to view more frequently asked questions.

AltruPay Makes
Integration Easy

What Our Customers Say

Fantastic company! Heather was great to work with and got us set up despite our company being a difficult case with a product that is considered high risk in the merchant account space. We felt taken care of through the whole process and her communication was impeccable. Highly recommend this company for your business needs! They really work FOR you and not just WITH you! I can’t speak highly enough.
Stephen Butcher

Stephen Butcher

AltruPay has delivered on what we were told. The integration team continues to be responsive and very informative. Excited to use them across all our sites.
cody parmer

cody parmer

Great service! Heather G. was super attentive and had extra patience for all my questions. They set me up and I expect great things in the future!
Heather McGill

Heather McGill

Devin was great, he answered all of our questions and provided piece of mind that we are in great hands. They saved us a ton of money and allowed us to implement merchant services, ACH, and an amazing buy now pay later program for all of our customers.
alex mersmann

alex mersmann

Heather's customer service skills are second to none. I would highly recommend this company to other merchants.
Fredrick Williams

Fredrick Williams