High Risk Merchant Account

High Risk. Done Right.

High Risk Experts – we provide businesses deemed “High Risk” or “Hard to Place” with the ability to accept Credit Card & ACH Payments.

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About AltruPay

AltruPay is a US based payment provider offering tailored-to-fit payment solutions for businesses of all sizes. From your local bakery down the street to Fortune 500 companies you use everyday, our team provides hands-on meticulous service throughout the entire process.

AltruPay stands for Altruistic Payments. Doing what is best for our customers is our focus.

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FAQ

You've got Questions? We have answers!

Are there any up-front fees?

NEVER! Others merchant account providers may charge application or setup fee, but AltruPay never charges upfront fees to open a merchant account.

How Long Does Approval Take?

We can approve most businesses the same business day. However, depending on the industry your business operates in or if you have a unique situation, it can take longer.

Why am I High-Risk?

Your business could be prone to chargebacks or operate in a regulated industry. Traditional payment processors & banks can’t work with these requirements, but AltruPay can!

Retail

Mobile

Virtual Terminal

E-commerce

Happy Customers

If it wasn't for AltruPay, I would still be searching for the seamless point of sale experience I wanted to provide my customers. Their innovative payment solutions are UNMATCHED.

Bonnie C

Tampa, Florida

There is no question that my business would not be where it is today without the AltruPay team's persistence and guidance walking me through the entire process of accepting payments on my website.

Evan D

Seattle, Washington

Devin was great, he answered all of our questions and provided piece of mind that we are in great hands. They saved us a ton of money and allowed us to implement merchant services, ACH, and an amazing buy now pay later program for all of our customers.

Alex M

Dallas, Texas